If you have been involved in a car accident and you have suffered a personal injury, then you can either make a claim by yourself or with the assistance of a lawyer.
You do not need a lawyer to make a claim – but it is worthwhile taking one on!
For most people, making a claim on their own is not realistic, although those that do so have had success in the Small Claims Court. The disadvantage to putting in a claim with the Small Claims Court is that you can only claim a maximum of £1,000.00 for personal injuries, so it is not exactly ideal if you have suffered a personal injury that has affected you significantly, even if the court fees are reasonable.
The alternative if you do go it alone is to make contact with the other side’s legal department, just as a solicitor would. However, unless you are a solicitor yourself, be warned that the legal process is complicated and daunting.
The benefits to having a lawyer process your car accident claim
As a result, it is worthwhile taking on a lawyer to process your claim for injury compensation. You also have the benefit of a ‘no win, no fee’ agreement under the circumstances, so you will not have any legal fees to pay upfront nor during the claims process. You will also not have to pay your own lawyer’s legal costs should your claim be unsuccessful. So making a claim will not hit your back pocket.
Your solicitor will be paid by recovering their costs from the other side, or by taking a small percentage of your financial compensation as payment (by law, this cannot be more than 25 per cent of the pay-out).
And so, the benefits to taking on a lawyer for car accident claims are fivefold:
- You can be sure that a strong case for compensation will be built for you;
- You will have immediate access to the very best legal advice;
- Your claim will be processed under a Conditional Fee (no win, no fee) Agreement;
- Your claim will likely take less time to process thanks to a law firm’s letterhead;
- If your case is complex, your solicitor will refer to past cases to prove your liability.
Having a lawyer on your side can also maximise your pay-out. This is because insurers that face an overwhelming case for compensation sometimes offer to settle early. However, they are far less likely to try their luck if you have a lawyer on your side. An experienced lawyer will advise you to bat away such offers if your case is compelling and strong.